Well I bought a Jeep back in 2007, I paid my payments on time until Jan. of 2009. The New Sheriff of this county that was elected did not renew me as a deputy. I been looking for a job and with my age it has not went well. I have contacted HSBC Auto Assist twice in the past month. They want me to sell my Jeep and walk to look for a job, instead of working with me and let me get back on my feet. I would have to walk up to 45 miles away to find a job and I'm 51 yoa. I don't understand this company because one of the persons that I have talken to, said they would refinance to lower my payment but that is not what has happened! I've worked for over 16 years as a Law-Enforcement Officer to protect everyone in this country, and this is the kinda THANKS I get!!! We as Americans & Mankind as a WHOLE should stick together during these bad times!!! I have seen others who have the same type problems...I wish ALL of you the best of LUCK!!! P.S. Shame on you HSBC