We applied for an FHA loan on a condo with "perfect" credit on February 6, 2010 and as of August 16, 2010 the JP Morgan Chase mortgage department still hasn't gotten their Condo Approval Department to approve it and submit it to FHA for approval. And we thought the government was going to be the slow ones! One JPMC department is not allowed to call the other one; there apparently are no defined requirements as to documents that the Condo Department wants the Mortgage Department to submit to them for approval; no process to break through bureauacracy and help the customer. So we sit and continue to wait ... and wait ...