I got a Juniper card when I bought a G4 from apple in Oct 2005.

The cost was $1175. 3 years later - without ever having bought anything with the card, Juniper tell me I still owe them $1300 after paying more than $30 per month consistently for almost 3 years.

This company

* hikes up the interest rate without permission so your monthly payment is more
* does not post a payment to your account immediately waiting until after the due date and then slaps on a $39 late fee followed bya $29 over account limit fee
* the board REFUSE any registered form of communication which would prove receipt
* no one on the general number has any ability to do anything

This bank is operating (if is within the law) it should be illegal.

I have surfed the net and found hundreds of similar stories.

LET'S GET A CLASS ACTION LAWSUIT GOING PEOPLE!!!