I received numerous phone calls from a man by the name of "James Thomas". I finally returned his call and he said he is with the Legal Affidavit Office and I have three charges being filed against me. Violation of a federal bank, collateral fraud, and theft by deception. He said it was from a payday loan. My husband and I have received a payday loan recently but he said I owe $689.32 and if I didn't pay it then my local authorities would be notified and I would have to appear in court and go to federal prison. He also told me my date of birth, social security number, address, and a lot of other personal information. he also had the name and phone number of one of my neices and nephews. After speaking to this man with a very strong foreign accent my husband spoke to him. He told my husband that I owe $5000.00 and it had to be paid in full. He gave my husband a bogus address and the phone number is actually a cell phone. I do not know what I can do about this or who to notify. Anyone with any advice please HELP... He got me for $50.00