kirby company made aloan i didnt want to preferred credit company my husband signed he has alzhimers i didnt no what went on . iwas gone for awhile when i came back she told me to sign this paper she said it was to insure her incase we didnt want it .i told her from the get go i didnt want it to come back & get it she said she would tomorrow. i havnt seen her yet &thats been 2 weeks ago now preferred credit keeps calling since my husband signed we owe them. 2, 400.00