Sends out blanket emails to unsuspecting victims stating he will provide a business line of credit. The line you are seeking must be over 300K. He requires a 10% origanation fee. In my case 30K. After he recieves your hard earned money he will then send a "contract" that says if the line is not funded he will return your origanation fee. We went to California to confront this thief, he claimed the entire matter was someone elses fault and would return our money. He is a pathalogical LIER, PERIOD. His entire life is an endless lie. We called his wife Robin who works at Coronado hospital as director of physical therapy. She said she has no knowledge of his scam. His hope is that he can lie enough, long enough that we give up. This isn't happening. DO NOT DO BUSINESS WITH THIS RIP OFF!!!