My former experience with loans made me hesitant to apply online. But I need the money so I did still. Three days after, my horror came. A debit of $49.98 was deducted from my account. This is what I’m scared of. The company I called to get my refund assisted me with my concern and refunded my money back in 5 business days. Although I did not got my loan and I was debited for something, I was still glad that I still got my money back.