I paid them 2300 dollars to do a modification. They preapproved me. In the end I got nothing. My second was not even addressed because the bank to them to take a hike and they did. I would not reccomend them to anyone. You con do your own loan modifications. The attorneys never talks to you. You will get some lady who is basically a secretary doing your modification. Save your money. If the bank will not work with you then go buy a new house and let them foreclose on the old one. The banks created this mess let them lay in it. My bank was indymac and I will never do business with them again. They are ruthless.