I had several charges for $99.00 on my Chase card from this Lalib Co. that were not put on by me or any other family members. Chase card took them off and now I am getting letters from CRB a collection agency out of Sylvania, Ohio to collect this balance. They told me it was from a sex website out of Portugal. The collection agency said they would ruin my credit if I did not pay these charges. How do these people get your web address and credit card numbers. This sounds like it is quite a scam from all the other complaints. I do not know what to do next in order to stop this.