I was looking for a personal, unsecured loan and this site contacted me. I went through their process; received a contract but was required to submit a deposit of $1445 that would also cover my first 5 monthly payments. I wired the money and never heard again except for the "loan officer" telling me that it was with the "customer service" department and that I needed to talk to them. Of course I could never get through to them. Each time I would began talking on the phone a recorded message would come on to tell me to leave a message. They have never gotten back with me and they have my money! Stay away this man is very dishonest but sounds so sincere. He went through a great deal of trouble to set up his site, phone number, etc. This firm was listed as being in White Plains, NY with an 800 number.