i received 2 letters from the company . i on june 23rd 2010 that stated that i am offered to pay a settlement of 60% of the amount due in a lump sum before july 23rd, 2010 or i can pay the 70% of the settlement in 3 months of july 23, august 23, and sept 23rd. The other letter is stated that i have to pay the lump sum of the amount due before 10 days which is totally a different letter . Both of the letter is kind of misleading to me since i need to pay the 60% lump sum of the amount due before july 23rd.