Persels & Assoc, LLC are a group of Lawyers leading on the consumer, tell the person they can help. First they have to set-up a account then budget an amount to relieve the debt in/up to 60 months. It can take up to 12 month negotiating, after the lawyer fee the remaining goes into a escrow account. Now and by this time the creditor have judgment against the client. Now Persels & Assoc, LLC state each person have been appointed counsel. When you call everyone so sweet, take your contact information but by this time you are pro-sec in the courts all by yourself. Good Luck! JB