I have a 04/12/2009 promotional expiration date. My payment due is 92.00 a month. I pay 334.00 a month. My past experiance with experiation date's 6 month's to a year out with other business, I could pay what I want and even skip a month, as long as I pay the Balance owed by the experiation date. If the 39.00 late charge is not removed from my statement, I will cancell my credit card with hhgregg and take my business else where. I will tell my friends about this and they will tell their friend and so on. You know how that goes! Word of mouth could work for you or against you. If you don't call me or the 39.00 is not removed from my statement, I will pay the full balance and return my credit card in pieces.
Thank you for your time