I just paid $69.99 to lender finders and all it did was redirect me to mostly payday loan sites. The emails i recieved from them on a daily basis stating that they had a "lender who had approved me for $8999 or $4999" was just a "come on". If your credit is MUCH less than perfect like mine, don"t get sucked in.Their cancellation/refund police is, you have to mail them the decline notices that are mailed back to you.Seeing that online payday companies usually don't decline you as long as your breathing, work, and have a account with whom ever, how are they going to refund, when you are declined? On the "members page", there were only 4 actual loan companies, e-loan, america general, citi-bank, and wells fargo.All of them require above poor credit fico score.So if you are like me who is below that, don't waste you time and money.