i applied for a online payday loan and had to order a credit report for free through protectmyid.com and free information on credit repair i gave all my information and had to pay a $1.00 fee which i did with my credit card then come to find out that my checking account was being deducted $8.42 one on 8/5/10 then another 8/9/10 i never authorized these deductions now in the process to get this stopped and my account refunded if it states free and they charge even $1.00 don't do it