I applied for a $5, 000.00 loan. I was approved. I was told that I had to pay a $616.20 collateral payment, which I did. Then I was told I had to insure the loan for $500.00, which I did. The loan rep told be that the money would be in my account in 1-2 hours. It has now been a week and still no money in my account. I have the paperwork from the loan company and receipts from the payments. I would like to have my money back and the NSF charges that my bank is charging me. I am on the verge of losing my vehicle. I have 3 kids that I have to care for and I was hoping this loan would put me in a place where we are comfortable.