Poor appraisal quality, missed applying basement Fannie Mae guidelines correctly, no knowledge of high end new construction or any construction in the city of Seattle. Peter Jancola took 3 weeks to even contact me despite the whole process estimated to take 2 weeks, and then the appraiser missed a couple dates he told me he would have it done and to my bank. 25 year old guy too inexperienced and probably busy partying is the sense I got. He also assumed spec quality building grade that no contractor can even do for this house, maybe out where he's from. They were off by 25% from actual construction costs and I verified that by ordering another accurate and competent appraisal. Yet they wouldn't reconsider any of my detailed comp and numerous technical errors that I raised. Of course not, they are always right. Appraisers as an industry are the worse, for years they matched the sales prices of booming real estate without any honest analysis, and now the pendulum has swung to the opposite, still no analysis, but pick the lowest value around and fill in the computer program. In my opinion, I recommend anyone AVOID these guys and AVOID USBank for construction loans. Get someone from the actual city of Seattle.