Lloyd & McDaniel and Asset Acceptance purchase old debt and go after people without the means for legal representation. They file document in court without allowing the defendent to plead their case. If you dispute the debt it is stated in their letter that they will provide you with proof of the debt but, they don't send anything.

The obtained a summary judgement, garnisheed my bank account and payroll check without me every having the opportunity to go to court or present my receipts and checks showing payments made on the account.

They must be stopped. I would like to know if anyone else has been affected by this company. I am interested in filing a class action lawsuit.