A heavily Indian accented man identified himself as "Officer Jack Smith" and I was in a lot of trouble and must call him immediately or have my attorney call to resolve the $5000 loan I owed him?? I have no loan, and he did not provide any info other than what I have said here. He was most threatening, and said if I did not call immediately, he could only wish me luck as he was sure something bad would happen to me. Also, this call was made to my cell line which is suppose to be private. I have this on voice mail.