LoanSouth and their brokers are liars. They go against their word and promise you one thing to only lie and deny that they agreed to do anything. Avoid them at all costs!! They do not hold up their end of the deal even after asking them on repeated occasion and telling them that they were in the wrong. Find another mortgage company and DO NOT USE. There are other company's out there that will respect their customers than this. I would suggest another company that will actually go by their word.