I have a checking account with MandT bank in Maryland. I do most of my banking online and I can check my available funds online and payments that have posted. I went from having an available balance of $350.00 dollars 1 day and the very next day down to $16.00 dollars. The bank had charged me 6 insufficient fund fees but, nothing showed on my account the day before that my account was in the RED!!! I never received any notice of insufficient I deposited a Mortgage check into the ATM machine which was sure to clear but, MandT charged me $222.00 dollars because the check did not clear until the next day. This bank also receives my pay check by direct deposit every 2 checks. I have been a loyal customer for over 30 years. They told me, sorry, it's not our fault. Please Help! This bank it taking money from the POOR working Class.