I too was taken by this voltures, I sign with these company back on august of 2008, at the time I was told that they take 120 days to work with my mortgage company to find a solution on my problem, and after I pay them 1600.00 dolars that they ask for, they only call me a couple of times; and now the 120 days are up and they are no where to be found. These is filty and disgraceful scam and these people should be hunted and prosecute. Who knows how many people have they fraud already. [email protected]