I was reviewing my checking account, on line, when I noticed this electronic check for $39.99 that had gone through. I called the number and along with the reference number they were able to tell me it was for an adult website subscription!! They told me they would refund the amount and stop the subscrition and I need to call my bank to report the FRAUD as well as close my account. This is so UPSETTING!! Fortunately I caught it within a few days of it going through because I check it everyday. I notice the others on the board are around the same date. My account was charged on October 23, 2008.