It is almost ten years that I have not received my monthly statement of account from this card company and honestly I cannot remember anymore that I had still outstanding bill with them. This month November 2007, I received a legal action letter from this Ramos & Thelmo Law Firm telling me of my failure and refusal to pay the amount of Php 419,649.07 as of November 2006 which is long overdue and demandable.

They are giving me five (5) days to settle the above amount from receipt thereof and failure to pay shall constrained to file appropriate judicial actions in court against me. He was also harassing me that there is a new law, (R.A. 8484, Access Device Regulation Act 0f 1998) holding delinquent cardholders CRIMINALLY LIABLE.

Kindly advise me on this smb. Company change its new name already and harassing me for the above amount which is too much.

Beware people!

Ms. Francsica Magsombol
Account # 5488 6301 0544 8009