I went through I a credit report company online but since I didn't recieve the report I canceled it right away and then today I checked my account and was charged 14.95 and I have never heard of this place but I'm getting charged and all I'm thinking is how did this place get my information so I called my bank they told me to call them so I did then they told my that they can't reimbruse me since I never canceled my account with them so now I might be scewed any suggestions cus I never went through this place. I had saved my emails of the opt out but my computer crashed so now I have nothing