I keep receiving phone calls about a debt owed to Creditwatch collections agency. I could not figure out why they keep calling me and tried desperately to get them to send me something in the mail, via email or fax. They would not send anything to me at all. I finally got them to tell me it was through a company called Mega Health and Life Insurance. I have never worked for this company and now some collections agency is coming after me for this. I have tried telling them that I do not know who they are trying to contact, but I am not that person. They are very persistent and continue calling me and not leaving me alone. I have also tried to get a hold of the Mega Health and Life Insurance company, but can never find the person I need to talk with and am given the run-around. I think this whole thing is a scam to scare people into paying them money.