I was tying with the idea of getting a payday loan for Christmas. I googled payday loan and a couple of sites were there. I clicked on one and pop up after pop up happened. The last one that popped, had a little application to fill out and promised $500 to $1000 to be deposited in my checking account. I started to fill the information out, but felt uneasy putting my checking account number on the internet. So I clicked off before I had the chance. I never filled out an application after that, and ended my sessin on the computer. Two days later, my bank account if $327 over drawn and I received an email about some usacdt member services program and thank yous. So my entire paycheck, minus $36.50, went to the bank to cover the overdraft fees and bounced checks. I just want to know how I can ever see my money again, and how to make these low lifes pay.