There was a $39.00 unauthorized charge on my credit card. I didn't even give them my credit card number! (Where'd they get it?) I can understand why banks pay the requested charge, because there is NO PROOF that the victim did not offer to pay! These shiesters are smart. All of the "executives" appear to have strong, honest backgrounds, but I doubt the bio written for each one belongs to that person - or - perhaps the person doesn't really exist? No one answers at the phone numbers listed. Time for thievery to end. Judging from all of the complaints about them, they need to be shut down permanently.