Merchant Cash Direct is a boiler room with 30 people working at this scam company run by 2 criminals Morris Verelli convicted of fraud by the FTC goto their website if you like and Jack Campollero whatever another scam artist. They lie about everything from their visa mc and debit rates extra charges, cost of terminals, terminals themselves and guarantees all lies, they lie about the so called free gas they give, they lie and scam about everything this place is a scam. It is locate d at 1801 MacGill College Ave. ste.900 Montreal Quebece CANADA>> >>>. The y should be shut down by the copps as soon as possible. Major scam.