I filled in an online application thinking this was a loan company. At the end of the application, I emailed them to say that I had completed the application in error and did not require their services or wish to pay them for such and wished to cancel any 'membership'. Despite this, they still took the amount of £39.50 from my account and replied to each of my emails telling me that I now had access to their service and therefore they would not refund. These people are fraudsters and I would like my money back immediately.