Adreinne Beyer from home assure worked with me to having a loan modification and had me Money Gram $2000. Also we had a counseling session that cost $55 from SpringBoard by Susan M Cusack. Within 3 days I was told to go downtown to file CH13 to save my home. Within 3 months I was foreclosed, Ocwen Mortgage during this whole time never did receive payments of the loan modification, I was promised refunds from Michael Grieco, and have several emails to prove it. All my credit cards were closed, my car was surrendered, and I am also out of a home. I have lost everything due to this company. Just because I wanted to do a loan modification. My credit was excellent, now it is the worst imaginable. The CH 13 that was filed in Sept. '08 was dismissed. But still on my credit for the next 7 years. The copy was to large to send. I want my refund as promised.