Microsoft*XB have allowed 15 charges againist my checking account as of 3/23/11. I am FURIOUS, ANXIOUS, DISGUSTED, CONCERNED etc... This is a disgrace! They told my husband and I on the phone that "they have the identification of the person who stole my debit card number" to do all these 15 transactions within 15minutes apart, that is, 1 per minute. How come this wasn't red flagged to begin with. Whom ever stole my Identity, how they got my number on the card, etc., is really bothering me. You have to identify yourself when buying most merchandise on line with your three digit # on the back of your Visa/Debit card - how this culprit knew this, I just don't know. Today I filed a "Fraud Complaint" with the Police, the Bank are working on the case right now, hopefully, all my money will be credited to my checking account, we are talking nearly $400, and hopefully the Police will indeed take it further and get the actual information from MICROSOFT*XB so that my husband and I can actually and hopefully address the matter in the way it should be addressed. Has this happened to anyone out there and if so what was the outcome?