These people are horrible--I recently found out that Aspire Visa was staing that I owe them on a balance that was already paid off...so I called Midland and asked them what it was for and if they could send me information on the account...After ARGUING with the person about them sending me a bill, statement, etc...he told me that I was a low-life dead beat, that will not pay the bill anyway, and I should quit "acting" like I care...Then he hung up on me...So, for a week after that, I have been leaving voicemails for his supervisor only to not get a call back...Please, if you guys know what to do about them and with them...let me know!!