I am senior citizen and well respected. With the economy as it is there are no jobs for older persons. I have fallan behind on my mortgage, not because I am lazy but because Midland continues to raise my payments to an unrealistic amount. I have tried more times to contact them on the phone but am hung up on by a "little whinny girl that I am sure did not want to be disturbed while playing games or talking to her boy friend". On the one occation I did get through, I was passed around to eight people that said (I can't help you so hold on). I was sent back to Miss whinny. Can't we please get some real assistance.