This company charged my bank acct. $24.95 without my permisson, i never even applied with this company! When I went to look at my acct on line I was Shocked to see this!! I will have to get with my bank and see what actions can be taken. If my money could be replaced, i wouldn't have to do this, but I really don't see that happening. I hope that this does get read and I see my money back in my acct.