Jack Conte of Mortgage Audit Service (Repairyourloan.com) is a known scam artist. He will have you send him your loan documents along with payment and nothing will ever be resolved with your lender. Ask Jack Conte how many people he has helped. The answer is very few! He has comments on his website from so-called satisfied customers but if you notice, you are unable to comment on his website! He faked those comments to make his site look good. He used to work side by side with Paul Killmar...google his name and see what you find. Paul has already been exposed for the snake that he is and it's time that Jack Conte be exposed too. DO NOT do business with Jack Conte. You will just be throwing away your money.