this card is a piece of crap you can only use it to buy garbage from their store online you cannot even ask about other products i really hate this card and I am sending it back because i like things and brands that i know and trust not some crap they through together i may have bad credit but im not stupid or desperate to purchase that ugly merchandise at a really high price its like shopping at kmart after kmart has had a store closing and brought stuff from their basement that had been their for years no brand and no sale this stuff and web sight should be closed. they lied to me about it being a visa card this card is not good for anything or anybody