This is a complaint about the fare structure on the MTA Commuter Railroads (LIRR and Metro-North). They do not honor reduced fares for seniors and the disabled on NYC-bound morning peak trains that arrive in NY between 6am and 10am. This policy is unfair because it makes those who are on a fixed income pay the very high peak-one way fare, a fare that most people on the train dont have to pay, as they are monthly commuters who get a heavily discounted monthly ticket. For example, an occasional senior or disabled person traveling on the LIRR into the city on weekday mornings, will have to pay over $11, while the commuters who are generally better off financially wind up paying roughly $5 per ride with their monthlies. They are taking money from those who cant afford it, while those who are better off effectively ride at the senior/disabled fare every day. The MTA has not responded to my complaints.