They call you and ask if your having hardships with money, for school, a house or morgage bills, and or start up money for a bussiness. They tell you to join this web sight called My funding Oppertunity dot com, in which you'll get oppertunities to secret government grants that are out there but you need insider help to recieve them. They ask for a credit card to charge a one time membership fee of $2.95, so you'll have exclusive access to the sight which will aid you in getting this so called free money from the government to help you out finacially. They also set you up with a trial offer to Credit Security.com and if you don't cancel out of that before your trial membership ends then your card will be charged an additional $24.95 a month for those services. Just think how many people gave them their credit card or debit card numbers, I'm still so F##KIN PISSED!!!