My Mongo card took $99.95 out of my checking account right before Christmas. I immediatly called them and had to fight with them as they kept telling me what a good deal it was. Finally got them to cancel memebership but they STILL have not refunded my money as promised! It is now Jan 8 and the money is not back in my account and I AM MAD! as a single mom i can't afford that kind of money to be lost.