My husband and I have been with NABL, or now known as USCT, since March of 2010. I had some masses removed from my left breast, and checked for breast cancer, than love and behold, we did not receive bills owed until Jan. 2011. I called them a few times and they tell me they will take care of my bills within 45 days, of course when i spoke to them before, 30 days earlier, when the first bill arrived in Dec. 2010, I was told than that they would pay by the end of Jan. STILL NONE OF MY CLAIMS HAVE BEEN PAID. I truly am trying to find out if they are a real company, or a scam. If someone out there knows please write in and share the news. Thank You Shorts