This company buys old debts and trys to collect on them. They use scare tactics to try and get you to pay amounts that are way above what you might actually owe and they charge excessive attorney fees for work that is not being done by attorneys and is basically boilerplate forms. They send false documents to the courts and think that rules do not apply to them. They will do whatever it takes to quickly get a judgment against you so that they can garnish your wages or levy your bank acccounts. Beware of this company. They are aka "NCA Financial".