In checking bank records I noticed a charge of $99. 95. I inquired about the charge from my bank and was told it was from National Platinum Services. I was given a number to call. Prior to this. I have never heard of this company. I called and spoke to a representative who insisted I have filled out an application online and had authorized the charges. I explained to the representative I had never heard of their company and had never filled out an application and felt my informatin had been obtained by them from someone else. They refused to reimburse my money so I am currently trying to find a way to fight them to have my money reimbursed.