Suddenly since Feb.2010 my credit score was lower from over 800 to 69? due to the collection that National Revovery Agency put on. I have never heard about this kind of bill. When I called 1-888-622-0222 to check with them, they couldn't provide me the valid information about who requested to them. The person give me a web site as VIP19.com and told me it was a bank account's deposit, but this web site was for Information Exchange Association of Chinese Insurance Market which have nothing to do with a bank account.
They also told me to file a policy report.
But originally when I checked with the Trans Union(The credit report provider, they told me due to this charge was a medical charge, they could not provide me any information...)

It seems this agency is putting some charge without any valid information!