my elderly mother recieved a statement that she had enrolled fir $10, 000 in Disability Accident Insurance coverage charging her $9.95 per month. She has no job nor medical insurance and was certain that she never applied for nor accepted any such insurance. I am in the process of calling off these hounds who prey on the confused and elderly...the charges threw her delicate bank account out of whack and she was stuck with over $200 in overcharges (most of which the bank has since placed back in her account).