Today I recevied a letter in the mail from NCO Financial Systems stating that B of A has placed my, Now get this my checking accout for the amount of $26.21. My checking account!!! Now if I'm not mistaken the banks take there fees out if you owe any at the time of deposits. So I call B of A and talk to customer service she tells me after looking over my account for the past year and any notes theres no such fee and nothing is stated in my notes that they have put me in collections for any amount, she tells me that if I had any fees to pay throw my checking account it would be done throw the bank at the time of a deposit, or they would removed there fees and it would show on my statments. Please be very careful at this time because she said it sounds a little fishy and there are alot of scams going on right now. Don't give out your personal info if you are unsure about any company.