The Office of Nieroda & Nieroda charged me over$4, 000.00 to get me a home modification morgage and it is almost a year and all they say to me is that they are talking with the bank. The bank has informed me that they have only contacted them twice and almost a year later my credit is ruined, I owed a lot of money in late and finance charges, I almost lost my house, my credit cards have closed my accounts and I cannot take the stress this Law Firm has put on me. They gave me bad advice, they said not to make payments on my house because the bank was not going to accept them and this was not true. I 've asked them for my money and they refuse to return my money.