Chuck and the entire NMIG Inc. company is a fraud. I sold my boat to someone through them and they are supposed to be collecting the payments and sending them to my bank. Luckily the guy who bought the boat is a good guy and is making the payments but NMIG is not sending them to my bank but is just keeping them. The buyer also put down 3 months of payments as a deposit in case he defaulted on the loan at which time NMIG was supposed to use that money to make the payments. But it is obvious that he will never see that money or the 2 payments he made to them after the sale. I also paid "broker costs" of $3, 000 for a total amount stolen of $5, 000. I am going to take whatever legal action I can to ruin them but do not deal with this company! My name is Erica and you can call me at 512-657-6901 if you have any questions.