When I tried to apply for a loan on the internet I did not have any idea that I was going to be charged with almost $50! I called the hotline that the bank gave me and some Asian agent answered. The agent told me that how I got signed up with them or something and what I signed up for like it’s a membership for some benefits. I was like, I’m not interested at all and asked them to cancel it for me which they actually did and yeah, they gave me my money back in like 3-5 days.

These days, you can really go by if you don't have any money. So I tried to apply for a loan so that I could get by daily while I'm still looking for a job. The next day I knew, an amount of $49.98 was posted on my checking account that even put my status in the negative. I was just furious about this, so I called the company who did this to give them my piece of mind. They understood my concern and cancelled this subscription and returned to my account by 3 business days. I will be extra careful from now on.