NorthAm Loans is a scam and I fell for it. I was in contact with them many times and was always told to be patient. 5 months is enough. I have contacted my credit card company and they will credit my money back after explaining what NorthAm did to me. I am angry and mostly humiliated to fall for such a thing. What was I thinking? Now what do I do with NorthAM? Do I contact them and "quit" in some way. Anyone out there to help me with this one?? Really need the advice now on how to quit.